Family Tax Benefit Calculator Australia

What is Family Tax Benefit?

Family Tax Benefit (FTB) is an Australian Government payment administered by Centrelink that helps families with the cost of raising children. It has two parts:

• FTB Part A — paid per child, helping with everyday costs of raising a child. The amount depends on your family's combined income and your children's ages.
• FTB Part B — paid per family, providing extra help to single parents and couples with one main income. It's designed to support families where one parent cares for young children.

2026-27 Payment Rates

FTB Part A (per child per fortnight)

• Child aged 0 to 12: $235.48
• Child aged 13 to 19 (in study): $306.46
• Base rate (all ages): $75.60

An annual supplement of up to $970.00 per child is paid after end-of-year balancing if your family income is $80,000 or less.

FTB Part B (per family per fortnight)

• Youngest child aged 0 to 4: $200.34
• Youngest child aged 5 to 18: $139.58

How the Income Test Works

FTB Part A uses a two-step income test based on your family's combined adjusted taxable income:

• $69,131 or less — you receive the maximum rate
• $69,131 to $123,078 — payment reduces by 20 cents for each dollar over $69,131 (down to the base rate)
• Over $123,078 — payment reduces by 30 cents for each dollar over $123,078, until the payment reaches nil

FTB Part B uses a two-part income test:

• The primary earner (higher income) must earn no more than $124,327
• The secondary earner (lower income) can earn up to $7,154 with no reduction; above that, payments reduce by 20 cents per dollar

Who Can Get FTB?

To be eligible for FTB you generally must:

• Care for a dependent child aged 0 to 15 (or 16 to 19 if they meet study requirements)
• Care for the child at least 35% of the time
• Meet Australian residence rules
• Pass the relevant income test

Example Calculation

A single parent with one child aged 4 and a family income of $60,000 receives the full FTB Part A of $235.48 per fortnight and full FTB Part B of $200.34 per fortnight — about $435 per fortnight ($11,300 per year). A partnered family with two children aged 6 and 10 and a combined income of $100,000 receives reduced Part A (roughly $170 per fortnight per child) and full Part B if the secondary earner earns under $7,154.

Frequently Asked Questions

What is the income limit for Family Tax Benefit?

For FTB Part A (2026-27), you receive the maximum rate if your family income is $69,131 or less. Above $123,078 the payment reduces by 30 cents per dollar until it reaches nil. For FTB Part B, the primary earner income limit is $124,327 and the secondary earner can earn up to $7,154 before payments reduce.

How much FTB does a single parent get?

Single parents can receive full FTB Part B (no secondary income test applies). A single parent with a child under 5 on a low income could receive over $435 per fortnight combining Part A and Part B — roughly $11,300 per year.

Does FTB Part B apply to couples?

Yes, but only if the youngest child is under 13 years old. The primary earner must earn no more than $124,327, and the secondary earner can earn up to $7,154 before their income reduces the payment by 20 cents per dollar.

What is the FTB Part A supplement?

The FTB Part A supplement is an annual top-up of up to $970.00 per eligible child (2026-27). It is paid as a lump sum after Centrelink balances your payments at the end of the financial year, if your family income is $80,000 or less.

Can immigrants claim Family Tax Benefit?

Yes. You must hold a qualifying visa (such as permanent residency), live in Australia, and care for a dependent child for at least 35% of the time. Some waiting periods may apply for newly arrived residents.

How do I claim FTB?

Claim FTB through Centrelink via myGov. You can receive fortnightly payments during the year (which requires estimating your annual income) or claim a lump sum after lodging your tax return. Centrelink balances payments after the financial year ends and may issue a debt if you were overpaid.